/* Kluge Finanz — Konten & Debitkarten
   Ergänzt site.css ausschließlich um Komponenten, die auf dieser Seite vorkommen.
   Alle Farb-, Typografie-, Abstands- und Bewegungswerte werden aus site.css
   (:root-Variablen) übernommen — keine neuen Farbwerte, keine neue Easing-Kurve.
   C24 und Revolut sind Konten mit Debitkarten, keine Kreditkarten — diese Datei
   verwendet an keiner Stelle Kreditrahmen- oder Schufa-Sprache. */

/* ---------- Anker-Ziele: Ausgleich für die fixierte Navigation ---------- */
#konten-liste {
  scroll-margin-top: var(--nav-h);
}

/* ---------- Aktuelle Seite in der Navigation ---------- */
.nav-links a[aria-current="page"],
.mobile-panel a[aria-current="page"],
.footer-col a[aria-current="page"] {
  color: var(--c-gold);
}
.nav-links a[aria-current="page"]::after {
  transform: scaleX(1);
}

/* ---------- Mini-Hero ---------- */
.kt-hero {
  min-height: auto;
  padding-top: calc(var(--nav-h) + clamp(3rem, 7vw, 5.5rem));
  padding-bottom: clamp(3.5rem, 7vw, 5.5rem);
}
.kt-hero-note {
  margin-top: 1.1rem;
  font-size: 0.82rem;
  line-height: 1.6;
  color: var(--c-off-faint);
  max-width: 48ch;
  padding-left: 1rem;
  border-left: 1px solid var(--c-line-strong);
}

/* ---------- Hero-Element: Smartphone + zwei fiktive Kluge-Finanz-Debitkarten ---------- */
.kt-hero-visual {
  position: relative;
  min-width: 0;
  height: clamp(320px, 38vw, 440px);
  perspective: 1300px;
}
.kt-hero-visual::after {
  content: "";
  position: absolute;
  inset: -12%;
  background: linear-gradient(115deg, transparent 42%, rgba(228, 205, 160, 0.1) 50%, transparent 58%);
  animation: ktSheen 9s ease-in-out infinite;
  pointer-events: none;
  z-index: 5;
}
@keyframes ktSheen {
  0%, 100% { transform: translateX(-25%); }
  50% { transform: translateX(25%); }
}
.kt-spark {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  z-index: 5;
  overflow: visible;
  pointer-events: none;
}
.kt-spark-dot {
  fill: var(--c-gold-bright);
  opacity: 0;
  animation: ktSparkPulse 6.5s ease-in-out infinite;
}
.kt-spark-dot[data-spark="1"] { animation-delay: 2.1s; }
.kt-spark-dot[data-spark="2"] { animation-delay: 4.2s; }
@keyframes ktSparkPulse {
  0%, 100% { opacity: 0; }
  50% { opacity: 0.55; }
}

/* ---- Smartphone mit fiktivem Banking-Dashboard ---- */
.kt-phone {
  position: absolute;
  width: 134px;
  aspect-ratio: 9 / 19.5;
  top: 4%;
  left: 10%;
  z-index: 4;
  border-radius: 22px;
  border: 1px solid rgba(201, 174, 121, 0.3);
  background: linear-gradient(165deg, var(--c-petrol-2) 0%, var(--c-obsidian-2) 55%, var(--c-obsidian) 100%);
  box-shadow: 0 28px 54px -22px rgba(0, 0, 0, 0.62), 0 0 0 1px rgba(244, 239, 228, 0.05) inset;
  padding: 14px 11px 12px;
  display: flex;
  flex-direction: column;
  gap: 9px;
  transform: translate3d(calc(var(--kt-tx, 0) * 1px), calc(var(--kt-ty, 0) * 1px), 40px) rotate(-6deg);
  transition: transform var(--dur-med) var(--ease-lux);
}
.kt-phone-notch {
  width: 30px;
  height: 4px;
  border-radius: 999px;
  background: rgba(244, 239, 228, 0.22);
  margin: 0 auto 2px;
  flex-shrink: 0;
}
.kt-phone-title {
  font-family: var(--font-sans);
  font-size: 0.44rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--c-off-faint);
}
.kt-phone-tile {
  display: flex;
  flex-direction: column;
  gap: 5px;
  border-radius: 8px;
  border: 1px solid rgba(244, 239, 228, 0.09);
  background: rgba(244, 239, 228, 0.05);
  padding: 6px 7px;
}
.kt-phone-tile-label {
  font-size: 0.36rem;
  letter-spacing: 0.03em;
  color: var(--c-off-dim);
}
.kt-phone-tile-bar {
  display: block;
  height: 4px;
  width: 68%;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--c-gold-bright), var(--c-gold));
  opacity: 0.65;
}
.kt-phone-tile--alt .kt-phone-tile-bar {
  width: 52%;
  background: rgba(244, 239, 228, 0.3);
  opacity: 1;
}
.kt-phone-indicators {
  display: flex;
  gap: 5px;
  margin-top: auto;
}
.kt-phone-indicator {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(244, 239, 228, 0.1);
  border: 1px solid rgba(244, 239, 228, 0.16);
}
.kt-phone-indicator--accent {
  background: linear-gradient(135deg, var(--c-gold-bright), var(--c-gold));
  border-color: transparent;
}

/* ---- Zwei fiktive Kluge-Finanz-Debitkarten ---- */
.kt-brand-card {
  position: absolute;
  width: 192px;
  aspect-ratio: 1.58 / 1;
  border-radius: 14px;
  padding: 13px 15px 12px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  overflow: hidden;
  box-shadow: 0 26px 50px -22px rgba(0, 0, 0, 0.58), 0 0 0 1px rgba(244, 239, 228, 0.04) inset;
  transition: transform var(--dur-med) var(--ease-lux);
}
.kt-brand-card-line {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  z-index: 0;
  pointer-events: none;
}
.kt-brand-card-top,
.kt-brand-card-chip,
.kt-brand-card-number,
.kt-brand-card-bottom {
  position: relative;
  z-index: 1;
}
.kt-brand-card-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
}
.kt-brand-card-brand {
  font-family: var(--font-display);
  font-size: 0.56rem;
  letter-spacing: 0.01em;
  color: var(--c-off);
}
.kt-brand-card-brand em { font-style: normal; color: var(--c-gold); }
.kt-brand-card-top-right {
  display: flex;
  align-items: center;
  gap: 4px;
  flex-shrink: 0;
}
.kt-brand-card-type {
  font-size: 0.32rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--c-gold);
  border: 1px solid rgba(201, 174, 121, 0.4);
  border-radius: 999px;
  padding: 2px 6px;
  white-space: nowrap;
}
.kt-brand-card-contactless { width: 11px; height: 11px; color: var(--c-gold); opacity: 0.85; flex-shrink: 0; }
.kt-brand-card-chip {
  width: 24px;
  height: 17px;
  border-radius: 3px;
  background: linear-gradient(135deg, #E4CDA0, #A9895A);
  box-shadow: inset 0 0 0 1px rgba(0, 0, 0, 0.25);
}
.kt-brand-card-number {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 0.58rem;
  letter-spacing: 0.05em;
  color: var(--c-off);
  font-variant-numeric: tabular-nums;
}
.kt-brand-card-bottom {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
}
.kt-brand-card-bottom div { display: flex; flex-direction: column; gap: 2px; }
.kt-brand-card-bottom span {
  font-size: 0.3rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--c-off-faint);
}
.kt-brand-card-bottom strong {
  font-size: 0.42rem;
  font-weight: 500;
  letter-spacing: 0.02em;
  color: var(--c-off);
}

.kt-brand-card--a {
  top: 6%;
  right: 4%;
  z-index: 3;
  background: linear-gradient(155deg, var(--c-petrol-2) 0%, var(--c-petrol) 55%, #070C0B 100%);
  border: 1px solid rgba(201, 174, 121, 0.32);
  transform: translate3d(calc(var(--kt-tx, 0) * 0.65px), calc(var(--kt-ty, 0) * 0.65px), 14px) rotate(-4deg);
}
.kt-brand-card--b {
  width: 178px;
  bottom: 3%;
  left: 16%;
  z-index: 2;
  opacity: 0.95;
  background: linear-gradient(155deg, var(--c-obsidian-3) 0%, var(--c-obsidian-2) 55%, var(--c-obsidian) 100%);
  border: 1px solid rgba(244, 239, 228, 0.2);
  transform: translate3d(calc(var(--kt-tx, 0) * 0.35px), calc(var(--kt-ty, 0) * 0.35px), -28px) rotate(5deg) scale(0.95);
}
.kt-brand-card--b .kt-brand-card-brand em { color: rgba(244, 239, 228, 0.78); }
.kt-brand-card--b .kt-brand-card-type {
  color: rgba(244, 239, 228, 0.82);
  border-color: rgba(244, 239, 228, 0.32);
}
.kt-brand-card--b .kt-brand-card-contactless { color: rgba(244, 239, 228, 0.75); }
.kt-brand-card--b .kt-brand-card-chip {
  background: linear-gradient(135deg, rgba(244, 239, 228, 0.85), rgba(201, 174, 121, 0.45));
}

/* ---------- Kontodarstellung: großzügiger Zweiklang ---------- */
.kt-accounts {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}
.kt-accounts > * { min-width: 0; }
.kt-account {
  padding: 2.25rem;
  gap: 1.5rem;
}
.kt-account-visual {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--c-line);
}
.kt-account-card {
  position: relative;
  width: 96px;
  aspect-ratio: 1.58 / 1;
  border-radius: 10px;
  border: 1px solid rgba(201, 174, 121, 0.25);
  flex-shrink: 0;
  box-shadow: 0 16px 30px -16px rgba(0, 0, 0, 0.55);
}
.kt-account-card::before {
  content: "";
  position: absolute;
  left: 12%;
  right: 12%;
  top: 40%;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(201, 174, 121, 0.4), transparent);
}
.kt-account--c24 .kt-account-card {
  background: linear-gradient(155deg, var(--c-petrol-2) 0%, var(--c-petrol) 60%, #070C0B 100%);
}
.kt-account--revolut .kt-account-card {
  background: linear-gradient(155deg, var(--c-obsidian-3) 0%, var(--c-obsidian-2) 55%, var(--c-obsidian) 100%);
  border-color: rgba(244, 239, 228, 0.18);
}
.kt-account--revolut .kt-account-card::before {
  background: linear-gradient(90deg, transparent, rgba(244, 239, 228, 0.32), transparent);
}

.kt-view-toggle {
  display: inline-flex;
  gap: 0.4rem;
}
.kt-view-btn {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--c-off-faint);
  border: 1px solid var(--c-line-strong);
  border-radius: 999px;
  padding: 0.4rem 0.8rem;
  transition: border-color var(--dur-fast) var(--ease-lux), color var(--dur-fast) var(--ease-lux), background var(--dur-fast) var(--ease-lux);
}
.kt-view-btn:hover { border-color: var(--c-gold-dim); color: var(--c-gold-bright); }
.kt-view-btn.is-active {
  color: var(--c-obsidian);
  border-color: transparent;
}
.kt-account--c24 .kt-view-btn.is-active {
  background: linear-gradient(135deg, var(--c-gold-bright), var(--c-gold));
}
.kt-account--revolut .kt-view-btn.is-active {
  background: linear-gradient(135deg, rgba(244, 239, 228, 0.9), rgba(201, 174, 121, 0.55));
}
.kt-view-icons {
  position: relative;
  width: 32px;
  height: 32px;
  flex-shrink: 0;
}
.kt-view-icon {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  color: var(--c-gold);
  opacity: 0;
  transition: opacity var(--dur-fast) var(--ease-lux);
}
.kt-view-icon.is-active { opacity: 1; }

.kt-account .product-top { padding-right: 0; }

/* ---------- Vergleichsbereich ---------- */
.kt-compare-lines {
  display: flex;
  flex-direction: column;
}
.kt-compare-line {
  position: relative;
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1.25rem 0;
  border-bottom: 1px solid var(--c-line);
  transition: padding-left var(--dur-fast) var(--ease-lux);
}
.kt-compare-line:first-child { border-top: 1px solid var(--c-line); }
.kt-compare-line::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--c-gold);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform var(--dur-med) var(--ease-lux);
}
.kt-compare-line:hover {
  padding-left: 1rem;
}
.kt-compare-line:hover::before { transform: scaleY(1); }
.kt-compare-label {
  font-family: var(--font-display);
  font-size: 1.05rem;
  color: var(--c-off);
  flex-shrink: 0;
}
.kt-compare-value {
  font-size: 0.86rem;
  color: var(--c-off-faint);
  text-align: right;
  max-width: 32ch;
}

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .kt-hero-visual {
    margin-top: 2.5rem;
    width: 100%;
    max-width: 460px;
    margin-inline: auto;
  }
}
@media (max-width: 720px) {
  .kt-accounts { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .kt-account { padding: 1.6rem; }
  .kt-account-visual { flex-wrap: wrap; row-gap: 0.9rem; }
  .kt-compare-line { flex-direction: column; align-items: flex-start; gap: 0.4rem; }
  .kt-compare-value { text-align: left; }
}

/* ---------- prefers-reduced-motion ---------- */
@media (prefers-reduced-motion: reduce) {
  .kt-hero-visual::after { animation: none; opacity: 0; }
  .kt-spark-dot { animation: none; opacity: 0; }
  .kt-phone, .kt-brand-card { transition: none; }
}