/* Kluge Finanz — Premium-Prototyp "Cinematic Luxury Fintech"
   Eigenständiges Stylesheet, unabhängig von vorschauen.css. */

:root {
  /* Farbwelt */
  --c-obsidian: #06070A;
  --c-obsidian-2: #0A0C10;
  --c-obsidian-3: #101318;
  --c-petrol: #0D2E2A;
  --c-petrol-2: #123B36;
  --c-gold: #C9AE79;
  --c-gold-bright: #E4CDA0;
  --c-gold-dim: rgba(201, 174, 121, 0.5);
  --c-off: #F4EFE4;
  --c-off-dim: #C7C2B6;
  --c-off-faint: #8B8779;
  --c-line: rgba(244, 239, 228, 0.09);
  --c-line-strong: rgba(244, 239, 228, 0.16);

  /* Typografie */
  --font-display: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, "Times New Roman", serif;
  --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;

  /* Layout */
  --container: 1240px;
  --nav-h: 5.5rem;
  --nav-h-scrolled: 4.25rem;
  --radius-sm: 4px;
  --radius-md: 14px;
  --radius-lg: 26px;

  /* Bewegung */
  --ease-lux: cubic-bezier(0.22, 1, 0.36, 1);
  --dur-fast: 220ms;
  --dur-med: 480ms;
  --dur-slow: 900ms;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--c-obsidian);
  color: var(--c-off-dim);
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  overflow-wrap: break-word;
}
img, svg, canvas { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { margin: 0; padding: 0; list-style: none; }
button { font: inherit; color: inherit; background: none; border: none; cursor: pointer; }
h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--c-off);
  font-weight: 600;
  margin: 0;
  letter-spacing: -0.01em;
}
p { margin: 0; }

/* ---------- Zugänglichkeit ---------- */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.skip-link {
  position: fixed;
  top: -100%;
  left: 1.5rem;
  z-index: 200;
  background: var(--c-off);
  color: var(--c-obsidian);
  padding: 0.85rem 1.4rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  transition: top var(--dur-fast) var(--ease-lux);
}
.skip-link:focus { top: 1rem; }

:focus-visible {
  outline: 1.5px solid var(--c-gold);
  outline-offset: 3px;
  border-radius: 2px;
}

/* ---------- Grundlagen ---------- */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 4vw, 2.5rem);
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--c-gold);
}
.eyebrow::before {
  content: "";
  width: 22px;
  height: 1px;
  background: var(--c-gold);
}
.section {
  position: relative;
  padding: clamp(5rem, 11vw, 9rem) 0;
}
.section-head {
  max-width: 620px;
  margin-bottom: clamp(2.5rem, 6vw, 4.5rem);
}
.section-head h2 {
  font-size: clamp(1.9rem, 3.6vw, 2.7rem);
  margin-top: 0.9rem;
  line-height: 1.2;
}
.section-head p {
  margin-top: 1rem;
  font-size: 1.02rem;
  max-width: 46ch;
}

/* ---------- Buttons ---------- */
.btn {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.95rem 1.9rem;
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: 999px;
  isolation: isolate;
  overflow: hidden;
  transition: transform var(--dur-fast) var(--ease-lux), border-color var(--dur-fast), color var(--dur-fast);
}
.btn-primary {
  background: linear-gradient(135deg, var(--c-gold-bright), var(--c-gold));
  color: var(--c-obsidian);
  border: 1px solid transparent;
}
.btn-primary::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(120deg, transparent 30%, rgba(255,255,255,0.55) 50%, transparent 70%);
  transform: translateX(-120%);
  transition: transform var(--dur-slow) var(--ease-lux);
}
.btn-primary:hover::after { transform: translateX(120%); }
.btn-primary:hover { transform: translateY(-2px); }
.btn-secondary {
  background: rgba(244, 239, 228, 0.03);
  color: var(--c-off);
  border: 1px solid var(--c-line-strong);
  backdrop-filter: blur(6px);
}
.btn-secondary:hover {
  border-color: var(--c-gold-dim);
  color: var(--c-gold-bright);
  transform: translateY(-2px);
}
.btn-text {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--c-gold);
  padding: 0;
  border-bottom: 1px solid transparent;
  border-radius: 0;
}
.btn-text:hover { border-color: var(--c-gold-dim); color: var(--c-gold-bright); }

/* ---------- Navigation ---------- */
.site-nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  height: var(--nav-h);
  display: flex;
  align-items: center;
  border-bottom: 1px solid transparent;
  background: linear-gradient(to bottom, rgba(6,7,10,0.55), transparent);
  transition: height var(--dur-med) var(--ease-lux), background var(--dur-med) var(--ease-lux), border-color var(--dur-med) var(--ease-lux);
}
.site-nav.is-scrolled {
  height: var(--nav-h-scrolled);
  background: rgba(7, 9, 12, 0.78);
  backdrop-filter: blur(16px) saturate(140%);
  border-color: var(--c-line);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  gap: 1.5rem;
}
.logo {
  display: inline-flex;
  align-items: baseline;
  gap: 0.4rem;
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--c-off);
  flex-shrink: 0;
}
.logo em {
  font-style: normal;
  color: var(--c-gold);
}
.logo .logo-mark {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--c-gold);
  display: inline-block;
  margin-inline-end: 0.15rem;
  box-shadow: 0 0 10px 2px var(--c-gold-dim);
}
/* Offizielles KF-Monogramm im Header-Brand-Link. Bewusst als eigene Klasse
   statt Änderung an .logo/.logo-mark, damit der unveränderte Footer-Brand-
   Link (nutzt dieselbe .logo-Struktur mit dem kleinen Goldpunkt) unberührt
   bleibt. align-self überschreibt gezielt nur dieses eine Flex-Kind, ohne
   die geerbte align-items:baseline von .logo anzutasten. */
.logo-monogram {
  align-self: center;
  height: clamp(30px, 2vw + 23px, 36px);
  width: auto;
  object-fit: contain;
  margin-inline-end: 0.35rem;
  filter: drop-shadow(0 0 5px rgba(201, 174, 121, 0.28));
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 1.6rem;
}
.nav-links a {
  font-size: 0.85rem;
  color: var(--c-off-dim);
  position: relative;
  padding-bottom: 0.25rem;
  white-space: nowrap;
  transition: color var(--dur-fast) var(--ease-lux);
}
.nav-links a::after {
  content: "";
  position: absolute;
  left: 0; bottom: 0;
  width: 100%; height: 1px;
  background: var(--c-gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--dur-fast) var(--ease-lux);
}
.nav-links a:hover { color: var(--c-gold-bright); }
.nav-links a:hover::after { transform: scaleX(1); }
.nav-actions { display: flex; align-items: center; gap: 1.2rem; flex-shrink: 0; }

.nav-toggle {
  display: none;
  width: 42px; height: 42px;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--c-line-strong);
  border-radius: 50%;
  flex-shrink: 0;
}
.nav-toggle-bars {
  position: relative;
  width: 16px; height: 10px;
}
.nav-toggle-bars span {
  position: absolute;
  left: 0; right: 0;
  height: 1px;
  background: var(--c-off);
  transition: transform var(--dur-fast) var(--ease-lux), opacity var(--dur-fast) var(--ease-lux), top var(--dur-fast) var(--ease-lux);
}
.nav-toggle-bars span:nth-child(1) { top: 0; }
.nav-toggle-bars span:nth-child(2) { top: 4.5px; }
.nav-toggle-bars span:nth-child(3) { top: 9px; }
.nav-toggle[aria-expanded="true"] .nav-toggle-bars span:nth-child(1) { top: 4.5px; transform: rotate(45deg); }
.nav-toggle[aria-expanded="true"] .nav-toggle-bars span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] .nav-toggle-bars span:nth-child(3) { top: 4.5px; transform: rotate(-45deg); }

.mobile-panel {
  position: fixed;
  inset: 0;
  z-index: 90;
  background: rgba(6, 7, 10, 0.98);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  gap: 1.9rem;
  padding: 2rem clamp(1.5rem, 8vw, 4rem);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: opacity var(--dur-med) var(--ease-lux), transform var(--dur-med) var(--ease-lux), visibility 0s linear var(--dur-med);
}
.mobile-panel.is-open {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
  transition: opacity var(--dur-med) var(--ease-lux), transform var(--dur-med) var(--ease-lux);
}
.mobile-panel a {
  font-family: var(--font-display);
  font-size: 1.9rem;
  color: var(--c-off);
}
.mobile-panel a:hover { color: var(--c-gold); }
.mobile-panel .btn { margin-top: 1rem; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  min-height: 100svh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding-top: var(--nav-h);
  background: var(--c-obsidian);
}
.hero-backdrop {
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(ellipse 60% 50% at 18% 8%, rgba(18, 59, 54, 0.65), transparent 60%),
    radial-gradient(ellipse 50% 45% at 88% 18%, rgba(201, 174, 121, 0.12), transparent 55%),
    radial-gradient(ellipse 70% 60% at 50% 100%, rgba(13, 46, 42, 0.55), transparent 65%),
    var(--c-obsidian);
}
.hero-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(70px);
  pointer-events: none;
  z-index: 1;
  opacity: 0.55;
}
.hero-glow--a {
  width: 32vw; height: 32vw;
  top: -6%; left: 4%;
  background: radial-gradient(circle, rgba(18, 59, 54, 0.9), transparent 70%);
}
.hero-glow--b {
  width: 26vw; height: 26vw;
  bottom: -10%; right: 6%;
  background: radial-gradient(circle, rgba(201, 174, 121, 0.22), transparent 70%);
}
.hero-canvas {
  position: absolute;
  inset: 0;
  z-index: 2;
  width: 100%;
  height: 100%;
}
.hero-grain {
  position: absolute;
  inset: 0;
  z-index: 3;
  pointer-events: none;
  background-image: radial-gradient(rgba(244,239,228,0.5) 0.5px, transparent 0.5px);
  background-size: 3px 3px;
  opacity: 0.035;
  mix-blend-mode: overlay;
}
.hero-inner {
  position: relative;
  z-index: 4;
  width: 100%;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}
.hero-inner > * { min-width: 0; }
.hero-content { max-width: 660px; }
.hero-content h1 {
  font-size: clamp(2.2rem, 4.3vw, 3.2rem);
  line-height: 1.14;
  margin-top: 1.1rem;
  margin-bottom: 1.5rem;
  hyphens: none;
  -webkit-hyphens: none;
  -ms-hyphens: none;
  word-break: normal;
  overflow-wrap: normal;
}
.hero-break { display: block; }
.hero-content h1 .accent { color: var(--c-gold); }
.hero-sub {
  font-size: 1.12rem;
  color: var(--c-off-dim);
  max-width: 48ch;
  margin-bottom: 2.4rem;
}
.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 2.6rem;
}
/* ---------- 3D-Karte ---------- */
.card-stage {
  position: relative;
  perspective: 1400px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
}
.card-float {
  animation: cardFloat 6.5s ease-in-out infinite;
}
@keyframes cardFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}
.card-3d {
  position: relative;
  width: min(380px, 82vw);
  aspect-ratio: 1.58 / 1;
  transform-style: preserve-3d;
  transform: rotateX(var(--rx, 6deg)) rotateY(calc(var(--ry, -10deg) + var(--flip, 0deg)));
  transition: transform var(--dur-med) var(--ease-lux);
  cursor: pointer;
}
.card-face {
  position: absolute;
  inset: 0;
  border-radius: var(--radius-md);
  backface-visibility: hidden;
  overflow: hidden;
  border: 1px solid rgba(201, 174, 121, 0.35);
  box-shadow:
    0 30px 60px -20px rgba(0, 0, 0, 0.65),
    0 0 0 1px rgba(244, 239, 228, 0.04) inset;
  padding: 1.6rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.card-face--front {
  background:
    radial-gradient(120% 140% at 100% 0%, rgba(201, 174, 121, 0.22), transparent 55%),
    linear-gradient(155deg, #123B36 0%, #0D2E2A 42%, #0A1B19 75%, #070C0B 100%);
}
.card-face--front::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(115deg, transparent 38%, rgba(244,239,228,var(--sheen, 0)) 50%, transparent 62%);
  transition: opacity var(--dur-fast);
}
.card-face--back {
  transform: rotateY(180deg);
  background: linear-gradient(155deg, #0A1B19 0%, #0D2E2A 55%, #123B36 100%);
}
.card-row-top { position: relative; display: flex; justify-content: space-between; align-items: flex-start; }
.card-brand { font-family: var(--font-display); color: var(--c-off); font-size: 0.92rem; letter-spacing: 0.02em; }
.card-brand em { font-style: normal; color: var(--c-gold); }
.card-brand span { display: block; font-family: var(--font-sans); font-size: 0.6rem; letter-spacing: 0.24em; color: var(--c-gold); margin-top: 0.3rem; }

.credit-card-line {
  position: absolute;
  inset: 0;
  z-index: 0;
  overflow: visible;
  pointer-events: none;
}
.credit-card-line-path {
  fill: none;
  stroke: url(#cardLineGradient);
  stroke-width: 1;
  stroke-linecap: round;
}
.credit-card-line-glow {
  fill: none;
  stroke: url(#cardLineGradient);
  stroke-width: 2.5;
  stroke-linecap: round;
  opacity: 0.5;
}
.credit-card-particle {
  fill: var(--c-gold-bright);
  opacity: 0;
  transition: opacity var(--dur-med) var(--ease-lux);
}
.card-chip {
  width: 42px; height: 32px;
  border-radius: 6px;
  background: linear-gradient(135deg, #E4CDA0, #A9895A);
  position: relative;
  box-shadow: inset 0 0 0 1px rgba(0,0,0,0.25);
}
.card-chip::before, .card-chip::after {
  content: "";
  position: absolute;
  left: 6px; right: 6px;
  height: 1px;
  background: rgba(0,0,0,0.28);
}
.card-chip::before { top: 11px; }
.card-chip::after { top: 21px; }
.card-number {
  position: relative;
  font-family: var(--font-sans);
  font-size: clamp(1rem, 3.4vw, 1.2rem);
  letter-spacing: 0.14em;
  color: var(--c-off);
  font-variant-numeric: tabular-nums;
}
.card-row-bottom { position: relative; display: flex; justify-content: space-between; align-items: flex-end; }
.card-row-bottom div { display: flex; flex-direction: column; gap: 0.25rem; }
.card-row-bottom span { font-size: 0.58rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--c-off-faint); }
.card-row-bottom strong { font-size: 0.85rem; color: var(--c-off); font-weight: 500; letter-spacing: 0.04em; }
.card-contactless { width: 20px; height: 20px; color: var(--c-gold); opacity: 0.85; }

.card-stripe { height: 40px; margin-top: 0.4rem; background: #05070A; border-radius: 2px; }
.card-signature {
  margin-top: 1.1rem;
  background: repeating-linear-gradient(45deg, rgba(244,239,228,0.06) 0 6px, transparent 6px 12px);
  height: 34px;
  border-radius: 3px;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  padding-right: 0.8rem;
}
.card-signature span { font-family: var(--font-sans); font-size: 0.75rem; letter-spacing: 0.1em; color: var(--c-off-dim); }
.card-fineprint { font-size: 0.68rem; color: var(--c-off-faint); line-height: 1.5; max-width: 30ch; }

.card-controls {
  position: relative;
  z-index: 4;
  display: flex;
  justify-content: center;
  margin-top: 1.8rem;
}
.card-flip-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  color: var(--c-off-faint);
  border-bottom: 1px solid var(--c-line-strong);
  padding-bottom: 0.3rem;
  transition: color var(--dur-fast), border-color var(--dur-fast);
}
.card-flip-btn:hover { color: var(--c-gold-bright); border-color: var(--c-gold-dim); }
.card-flip-icon { width: 14px; height: 14px; transition: transform var(--dur-med) var(--ease-lux); }
.card-flip-btn[aria-pressed="true"] .card-flip-icon { transform: rotate(180deg); }

/* ---------- Reveal & Parallax ---------- */
html.js [data-reveal] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity var(--dur-slow) var(--ease-lux), transform var(--dur-slow) var(--ease-lux);
  transition-delay: var(--reveal-delay, 0ms);
}
html.js [data-reveal].is-inview {
  opacity: 1;
  transform: translateY(0);
}

/* ---------- Positionierungs-Leiste ---------- */
.credo {
  position: relative;
  overflow: hidden;
  border-top: 1px solid var(--c-line);
  border-bottom: 1px solid var(--c-line);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
}
.credo-glow {
  position: absolute;
  top: -45%;
  right: -12%;
  width: 38vw;
  height: 38vw;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201, 174, 121, 0.12), transparent 70%);
  filter: blur(64px);
  pointer-events: none;
  z-index: 0;
}
.credo-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}
.credo blockquote {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 2.6vw, 2.1rem);
  color: var(--c-off);
  line-height: 1.4;
  font-style: italic;
  max-width: 20ch;
  margin: 0;
}
.credo-text { max-width: 58ch; font-size: 1rem; padding-top: 0.4rem; }
.credo-text p + p { margin-top: 1rem; }
.key-term {
  position: relative;
  color: var(--c-off);
  font-style: normal;
  font-weight: 500;
}
.key-term::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -2px;
  height: 1px;
  background: var(--c-gold-dim);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--dur-slow) var(--ease-lux);
  transition-delay: var(--term-delay, 0ms);
}
html.js .credo-text.is-inview .key-term::after { transform: scaleX(1); }

/* ---------- Produktkarten & Slider ---------- */
.products-grid {
  position: relative;
  display: flex;
  gap: 1.75rem;
  overflow-x: auto;
  overflow-y: visible;
  scroll-snap-type: x mandatory;
  scroll-padding-left: clamp(1.25rem, 4vw, 2.5rem);
  padding-bottom: 0.5rem;
  -ms-overflow-style: none;
  scrollbar-width: none;
}
.products-grid::-webkit-scrollbar { display: none; }
.product-card {
  --mx: 50%; --my: 50%; --rx: 0deg; --ry: 0deg;
  position: relative;
  flex: 0 0 calc((100% - 2 * 1.75rem) / 3);
  scroll-snap-align: start;
  background: linear-gradient(180deg, rgba(244,239,228,0.035), rgba(244,239,228,0.015));
  border: 1px solid var(--c-line);
  border-radius: var(--radius-md);
  padding: 1.9rem;
  transform: perspective(1000px) rotateX(var(--rx)) rotateY(var(--ry)) translateZ(0);
  transform-style: preserve-3d;
  transition: transform var(--dur-fast) var(--ease-lux), border-color var(--dur-fast);
  display: flex;
  flex-direction: column;
  gap: 1.2rem;
}
.product-card:nth-child(1) { --card-accent: var(--c-gold); }
.product-card:nth-child(2) { --card-accent: var(--c-petrol-2); }
.product-card:nth-child(3) { --card-accent: var(--c-gold-bright); }
.product-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: radial-gradient(260px circle at var(--mx) var(--my), rgba(201, 174, 121, 0.16), transparent 62%);
  opacity: 0;
  transition: opacity var(--dur-fast);
  pointer-events: none;
}
.product-card::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1px;
  background: radial-gradient(260px circle at var(--mx) var(--my), rgba(228, 205, 160, 0.7), transparent 60%);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  opacity: 0;
  transition: opacity var(--dur-fast);
  pointer-events: none;
}
.product-card:hover { border-color: var(--c-line-strong); }
.product-card:hover::before, .product-card:hover::after { opacity: 1; }

.product-object {
  position: absolute;
  top: 1.7rem;
  right: 1.7rem;
  width: 34px;
  height: 34px;
  z-index: 1;
  pointer-events: none;
}
.product-object-glow {
  position: absolute;
  inset: -60%;
  border-radius: 50%;
  background: radial-gradient(circle, var(--card-accent, var(--c-gold)), transparent 70%);
  opacity: 0.18;
  transform: translateZ(-16px);
  filter: blur(7px);
  pointer-events: none;
}
.product-object svg {
  position: relative;
  width: 100%;
  height: 100%;
  color: var(--card-accent, var(--c-gold));
  transform: translateZ(20px);
  transition: transform var(--dur-fast) var(--ease-lux), color var(--dur-fast);
}
.product-card:hover .product-object svg { transform: translateZ(30px); }

.product-top { display: flex; justify-content: space-between; align-items: flex-start; padding-right: 2.6rem; }
.product-card h3 { font-size: 1.25rem; }
.product-badge {
  font-size: 0.64rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--c-gold);
  border: 1px solid var(--c-gold-dim);
  border-radius: 999px;
  padding: 0.3rem 0.7rem;
  white-space: nowrap;
}
.prototype-flag {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.64rem;
  letter-spacing: 0.06em;
  color: var(--c-off-faint);
  border: 1px solid var(--c-line);
  border-radius: 999px;
  padding: 0.28rem 0.65rem 0.28rem 0.55rem;
  width: fit-content;
}
.prototype-flag::before {
  content: "";
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--c-gold-dim);
  flex-shrink: 0;
}
.product-meta {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
  font-size: 0.86rem;
  border-top: 1px solid var(--c-line);
  border-bottom: 1px solid var(--c-line);
  padding: 1rem 0;
}
.product-meta div { display: flex; justify-content: space-between; gap: 1rem; }
.product-meta dt { color: var(--c-off-faint); }
.product-meta dd { margin: 0; color: var(--c-off); font-weight: 500; text-align: right; }
.product-experience {
  font-size: 0.86rem;
  line-height: 1.6;
}
.product-experience .tag {
  display: block;
  font-size: 0.62rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--c-gold);
  margin-bottom: 0.45rem;
}
.product-note {
  font-size: 0.76rem;
  color: var(--c-off-faint);
}
.product-footer {
  margin-top: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 0.3rem;
}
.affiliate-flag { font-size: 0.68rem; color: var(--c-off-faint); }

/* ---------- Premium Kreditkarten-Kachel ---------- */
/* Kreditrahmen-Hero, kompakte Kennzahlen, redaktionelle Kurzeinordnung,
   Prüfstand-Zeile und CTA-Paar. Setzt auf .product-card auf (Karten-Grundgerüst,
   Hover-Glow, Grid-Verhalten bleiben unverändert aus dem Abschnitt oben). */
.cc-hero {
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
}
.cc-hero-value {
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 2.4vw, 2.15rem);
  line-height: 1.08;
  letter-spacing: -0.005em;
  text-transform: uppercase;
  color: var(--c-gold-bright);
  background: linear-gradient(135deg, var(--c-gold-bright), var(--c-off));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}
.cc-hero-label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--c-gold);
}
.cc-hero-footnote {
  font-size: 0.68rem;
  color: var(--c-off-faint);
}

.cc-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.9rem 1.3rem;
  margin: 0;
  padding: 1rem 0;
  border-top: 1px solid var(--c-line);
  border-bottom: 1px solid var(--c-line);
}
.cc-stat { display: flex; flex-direction: column; gap: 0.3rem; min-width: 0; }
.cc-stat dt {
  margin: 0;
  font-size: 0.65rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--c-off-faint);
  overflow-wrap: break-word;
}
.cc-stat dd {
  margin: 0;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--c-off);
  line-height: 1.3;
  overflow-wrap: break-word;
  hyphens: auto;
}
.cc-stat-note {
  display: block;
  font-size: 0.72rem;
  font-weight: 500;
  color: var(--c-off-faint);
}

.cc-insight {
  margin: 0;
  font-size: 0.82rem;
  line-height: 1.6;
  color: var(--c-off-dim);
  padding-left: 0.9rem;
  border-left: 1px solid var(--c-line-strong);
}

.cc-prufstand {
  margin: 0;
  font-size: 0.68rem;
  letter-spacing: 0.02em;
  color: var(--c-off-faint);
}

.cc-actions {
  margin-top: auto;
  display: flex;
  gap: 0.75rem;
  padding-top: 0.3rem;
}
.cc-btn {
  flex: 1 1 0;
  min-width: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 0.85rem 1rem;
  font-size: 0.84rem;
  font-weight: 600;
  letter-spacing: 0.005em;
  border-radius: 999px;
  white-space: nowrap;
  transition: transform var(--dur-fast) var(--ease-lux), border-color var(--dur-fast) var(--ease-lux), color var(--dur-fast) var(--ease-lux), background var(--dur-fast) var(--ease-lux), filter var(--dur-fast) var(--ease-lux);
}
.cc-btn--primary {
  background: linear-gradient(135deg, var(--c-gold-bright), var(--c-gold));
  color: var(--c-obsidian);
  border: 1px solid transparent;
  cursor: not-allowed;
}
.cc-btn--primary:hover { filter: brightness(1.07); transform: translateY(-1px); }
.cc-btn--ghost {
  background: rgba(244, 239, 228, 0.03);
  color: var(--c-off);
  border: 1px solid var(--c-gold-dim);
  backdrop-filter: blur(6px);
}
.cc-btn--ghost:hover {
  border-color: var(--c-gold-bright);
  color: var(--c-gold-bright);
  background: rgba(201, 174, 121, 0.06);
  transform: translateY(-1px);
}
@media (max-width: 560px) {
  .cc-actions { flex-direction: column; }
}

.products-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.25rem;
  margin-top: 2.25rem;
}
.slider-nav-btn {
  width: 42px; height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--c-line-strong);
  border-radius: 50%;
  color: var(--c-off-dim);
  flex-shrink: 0;
  transition: border-color var(--dur-fast) var(--ease-lux), color var(--dur-fast) var(--ease-lux), transform var(--dur-fast) var(--ease-lux);
}
.slider-nav-btn svg { width: 15px; height: 15px; }
.slider-nav-btn:hover {
  border-color: var(--c-gold-dim);
  color: var(--c-gold-bright);
  transform: translateY(-1px);
}
.slider-nav-btn:disabled {
  opacity: 0.35;
  cursor: default;
  transform: none;
}
.products-progress { display: flex; align-items: center; gap: 0.6rem; }
.products-dot {
  width: 22px; height: 2px;
  background: var(--c-line-strong);
  border-radius: 999px;
  transition: background var(--dur-med) var(--ease-lux), width var(--dur-med) var(--ease-lux);
  cursor: pointer;
}
.products-dot.is-active { background: var(--c-gold); width: 34px; }

.affiliate-note {
  margin-top: clamp(2.5rem, 5vw, 3.5rem);
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-md);
  padding: 1.3rem 1.6rem;
  background: rgba(244, 239, 228, 0.02);
  font-size: 0.86rem;
}
.affiliate-note svg { width: 20px; height: 20px; flex-shrink: 0; color: var(--c-gold); margin-top: 0.15rem; }
.affiliate-note strong { color: var(--c-off); }

/* ---------- Produkt-Grid Variante: zwei großzügige Flächen ---------- */
.products-grid--pair .product-card {
  flex-basis: calc((100% - 1.75rem) / 2);
}

/* ---------- Gruppen-CTA (unter jeder Produktgruppe) ---------- */
.group-cta {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.85rem;
  width: fit-content;
  margin: 2.5rem auto 0;
  color: var(--c-gold);
  transition: color var(--dur-fast) var(--ease-lux);
}
.group-cta-line {
  position: relative;
  width: min(260px, 60vw);
  height: 1px;
  background: var(--c-gold-dim);
  overflow: hidden;
}
.group-cta-line::after {
  content: "";
  position: absolute;
  top: 0; left: -30%;
  width: 30%; height: 100%;
  background: linear-gradient(90deg, transparent, var(--c-gold-bright), transparent);
  animation: groupCtaShimmer 7s linear infinite;
}
@keyframes groupCtaShimmer {
  0% { left: -30%; }
  100% { left: 100%; }
}
.group-cta-label {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-sans);
  font-size: 0.92rem;
  font-weight: 600;
  letter-spacing: 0.01em;
}
.group-cta-arrow {
  display: inline-block;
  transition: transform var(--dur-fast) var(--ease-lux);
}
.group-cta:hover, .group-cta:focus-visible { color: var(--c-gold-bright); }
.group-cta:hover .group-cta-arrow, .group-cta:focus-visible .group-cta-arrow { transform: translateX(4px); }

/* ---------- Vertrauensbereich / Methodik ---------- */
/* Reduziertes oberes Padding: die vorherige Kredite-Sektion bringt bereits
   eigenes Innenabstand-Polster mit, wodurch sich beide Sektionsabstände
   sonst zu einer überdimensionierten Leerfläche addieren. Unteres Padding
   bleibt beim Standardwert aus .section. */
.trust-section { position: relative; padding-top: clamp(3rem, 7vw, 5.5rem); }
.trust-track {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: clamp(2.75rem, 6vw, 4.75rem);
}
.trust-line {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  z-index: 0;
  overflow: visible;
}
.trust-line path {
  fill: none;
  stroke: url(#trustGradient);
  stroke-width: 1.2;
  stroke-dasharray: 1;
  stroke-dashoffset: 1;
  transition: stroke-dashoffset 1.8s var(--ease-lux);
}
.trust-track.is-inview .trust-line path { stroke-dashoffset: 0; }

.trust-node {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  align-items: center;
}
.trust-node-inner {
  position: relative;
  grid-column: 1 / 8;
  padding: 0.5rem 0;
}
.trust-node:nth-child(even) .trust-node-inner {
  grid-column: 6 / 13;
  text-align: right;
}
.trust-node:nth-child(even) .trust-node-header { flex-direction: row-reverse; }
.trust-ghost {
  position: absolute;
  top: 50%;
  left: 0;
  transform: translateY(-52%);
  font-family: var(--font-display);
  font-size: clamp(6rem, 12vw, 10rem);
  color: var(--c-gold);
  opacity: 0.06;
  line-height: 1;
  z-index: -1;
  pointer-events: none;
  user-select: none;
}
.trust-node:nth-child(even) .trust-ghost { left: auto; right: 0; }
.trust-node-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 0.9rem;
}
.trust-dot {
  width: 11px; height: 11px;
  border-radius: 50%;
  background: var(--c-obsidian);
  border: 1.5px solid var(--c-gold);
  box-shadow: 0 0 0 5px rgba(201, 174, 121, 0.08);
  flex-shrink: 0;
}
.trust-node h3 {
  font-size: clamp(1.3rem, 2.4vw, 1.7rem);
}
.trust-node p {
  font-size: 0.98rem;
  max-width: 42ch;
  margin-left: auto;
  margin-right: 0;
}
.trust-node:nth-child(odd) p { margin-left: 0; margin-right: auto; }

.trust-disclaimer {
  margin-top: clamp(2.5rem, 5vw, 3.5rem);
  padding-top: clamp(2rem, 4vw, 2.75rem);
  border-top: 1px solid var(--c-line);
  font-size: 0.84rem;
  color: var(--c-off-faint);
  max-width: 62ch;
}

.trust-particle, .trust-particle-trail { pointer-events: none; }

/* ---------- Transparenz bis zur Quelle ---------- */
.source-strip {
  position: relative;
  display: flex;
  flex-wrap: wrap;
  gap: 2.25rem 3rem;
  padding-top: 2.25rem;
}
.source-strip::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  height: 1px;
  width: 100%;
  background: linear-gradient(90deg, var(--c-gold-dim), transparent 75%);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 1.4s var(--ease-lux);
}
html.js .source-strip.is-inview::before { transform: scaleX(1); }
.source-item {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
  flex: 1 1 200px;
}
.source-item-head {
  display: flex;
  align-items: center;
  gap: 0.55rem;
}
.source-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--c-obsidian);
  border: 1.5px solid var(--c-gold);
  flex-shrink: 0;
  animation: sourcePulse 2.8s ease-in-out infinite;
}
@keyframes sourcePulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(201, 174, 121, 0.35); }
  50% { box-shadow: 0 0 0 6px rgba(201, 174, 121, 0); }
}
.source-label {
  font-size: 0.66rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--c-off-faint);
  white-space: nowrap;
}
.source-value { font-size: 0.94rem; color: var(--c-off-dim); }

/* ---------- Footer ---------- */
.site-footer {
  position: relative;
  border-top: 1px solid var(--c-line);
  padding: clamp(3.5rem, 7vw, 5.5rem) 0 2.5rem;
  background: linear-gradient(180deg, transparent, rgba(13, 46, 42, 0.12));
  overflow: hidden;
}
.footer-glow-line {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 1px;
  background: var(--c-line-strong);
  overflow: hidden;
}
.footer-glow-line::after {
  content: "";
  position: absolute;
  top: 0; left: -30%;
  width: 30%; height: 100%;
  background: linear-gradient(90deg, transparent, var(--c-gold-bright), transparent);
  animation: footerShimmer 9s linear infinite;
}
@keyframes footerShimmer {
  0% { left: -30%; }
  100% { left: 100%; }
}
.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 2.5rem;
  padding-bottom: 2.5rem;
}
.footer-brand p { margin-top: 0.9rem; font-size: 0.92rem; max-width: 34ch; }
.footer-disclaimer { margin-top: 0.9rem; font-size: 0.78rem; color: var(--c-off-faint); max-width: 34ch; }
.footer-col h4 {
  font-family: var(--font-sans);
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--c-off-faint);
  margin-bottom: 1.1rem;
  font-weight: 600;
}
.footer-col ul { display: flex; flex-direction: column; gap: 0.7rem; }
.footer-col a { font-size: 0.92rem; color: var(--c-off-dim); transition: color var(--dur-fast); }
.footer-col a:hover { color: var(--c-gold); }
.footer-bottom {
  border-top: 1px solid var(--c-line);
  padding-top: 1.6rem;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.8rem;
  font-size: 0.78rem;
  color: var(--c-off-faint);
}

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .hero-inner { grid-template-columns: 1fr; }
  .card-stage { margin-top: 2.5rem; }
  .credo-inner { grid-template-columns: 1fr; }
  .trust-node-inner, .trust-node:nth-child(even) .trust-node-inner { grid-column: 1 / 13; text-align: left; }
  .trust-node:nth-child(even) .trust-node-header { flex-direction: row; }
  .trust-node p, .trust-node:nth-child(odd) p { margin: 0; }
  .trust-ghost, .trust-node:nth-child(even) .trust-ghost { left: 0; right: auto; }
  .product-card { flex-basis: min(420px, 78vw); }
}
@media (max-width: 860px) {
  .nav-links { display: none; }
  .nav-actions .btn { display: none; }
  .nav-toggle { display: inline-flex; }
  .footer-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .footer-top { grid-template-columns: 1fr; }
  .hero-content h1 { font-size: clamp(1.6rem, 8vw, 2.4rem); }
  .hero-break { display: none; }
  .product-card { flex-basis: min(340px, 86vw); padding: 1.6rem; }
  .product-top { padding-right: 2.3rem; }
  .products-controls { gap: 1rem; }
}

/* ---------- prefers-reduced-motion ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  html.js [data-reveal] {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
  .card-float { animation: none; }
  .card-3d { transition: none; }
  .trust-line path { transition: none; stroke-dashoffset: 0; }
  .key-term::after { transition: none; transform: scaleX(1); }
  .source-strip::before { transition: none; transform: scaleX(1); }
  .source-dot { animation: none; }
  .footer-glow-line::after { animation: none; opacity: 0; }
  .products-dot { transition: none; }
  .product-object svg { transition: none; }
  .group-cta-line::after { animation: none; opacity: 0; }
  .group-cta-arrow { transition: none; }
  * { scroll-behavior: auto !important; }
}